2025 End of Year Side Income Report

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Ten years of income reports. Ten years of transparency.

These reports have evolved over time. A few years ago, I used to do them and the end of the year. However, there was also a few pennies that came in after I wrote the report, so I needed to do them in the beginning of the year.

Here are the previous nine income reports:

As it has come to be, I’ll organize my side income into separate categories, then total them up at the end. This year I’ve removed the cryptocurrency category and added a class action settlement category. That will probably change again next year - unless I get a slew of class action settlements again this year.

Credit Card Rewards

This year I opened up the Chase Amazon Prime Visa, netting me at least 5% on my Amazon purchases. I’ll sometimes get more if I delay the shipment, however.

My base card is, of course, the the Citi Double Cash, netting gets me 2% cash back on everything.

Last year I didn’t count the “Verizon Dollars” earned on my Verizon Visa. This year I’m only counting the Verizon Dollars spent on my Verizon bill. Over the twelve month period of 2025, my Verizon bills totaled $714.28, but I only spend out-of-pocket $120,70, meaning I used $593.58 Verizon dollars, which is the amount I’m reporting above.

Interest-Bearing Accounts

  • Ally Interest → $2,554.86
  • Vanguard → $1,477.77
  • Credit Union Interest → $700.05
  • LendingClub CD Interest → $73.69
  • Marcus CD Interest → $61.21
  • Robinhood
    • Dividends → $257.54
    • Stock Lending → $1.91
    • Stock Option Premiums → $113.73
  • Treasury Direct → $1,741.17
  • Arrived Homes → $8.98
  • Worthy Bonds → $18.21
  • WeBull Dividends → $0.63
  • Coinbase Staking → $2.10
  • Total → $7,011.85

Most of these are from accounts I may receive a 1099-INT or 1099-DIV for. I probably won’t for the Coinbase crypto staking, but nevertheless I do report that on my Schedule B.

I did publish another word search book last year - The Ultimate Nature Word Search Book. I don’t believe it has sold any copies yet.

What did sell where two previous word searches I published - The Ultimate Cybersecurity Word Search Puzzle Book and The Ultimate Programming Word Search Puzzle Book.

My t-shirt sales, at least on Amazon, continue to do well, despite me not doing much with it.

Blogging

  • Google AdSense → $0.00
  • Amazon Associates → $22.29
  • Total → $22.29

I didn’t receive any AdSense payments last year. In order to receive payment, my AdSense balance needs to hit $100. As I write this, my balance is sitting at $76.21. Perhaps I’ll get paid this year?

Class Action Settlements

  • Facebook Settlement → $114.87
  • Equifax Settlement → $7.44
  • Mednax Services Settlement → $106.00
  • PostMeds Data Breach Settlement → $107.3
  • Verizon Settlement → $14.81
  • Total → $350.42

Miscellaneous

  • Cloud Research → $707.81
  • Data Annotation → $278.78
  • Programming Work → $23,590.80
  • Receipt Hog → $80.00
  • Mechanical Turk → $22.98
  • Cooper Vision Rebate → $50.00
  • Rakuten → $39.17
  • pfsBuyerClub → $90.15
  • Total → $24,859.69

Totals

  • Credit Card Rewards → $3,453.01
  • Interest-Bearing Accounts → $7,011.85
  • Print-On-Demand Sites → $953.78
  • Blogging → $22.29
  • Class Action Settlements → $350.42
  • Miscellaneous → $24,859.69
  • Total → $36,651.04

It’s nice that these numbers continue to rise. Here are the previous years, and only a couple years did I make less than the previous (2018 and 2020):

  • 2016 → $2,463.91
  • 2017 → $5,575.35
  • 2018 → $4,196.72
  • 2019 → $5,585.39
  • 2020 → $5,049.26
  • 2021 → $6,859.83
  • 2022 → $7,747.19
  • 2023 → $9,060.98
  • 2024 → $21,455.31
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