2021 End of Year Side Income Report
I’ve been writing on this iteration of my blog since 2015. That’s over five years - and one of the staples of this blog has been, since the second year, the end-of-year side income report.
And this post is the sixth end-of-year side income report. Here’s the previous five:
- 2020 End of Year Side Income Report
- 2019 End of Year Side Income Report
- 2018 End of Year Side Income Report
- 2017 End of Year Side Income Report
- 2016 End of Year Side Income Report
Credit Card Rewards
- Chase Freedom Unlimited → $139.16
- Chase Freedom Flex → $701.07
- Chase Freedom → $304.04
- US Bank Cash+ → $70.40
- Capital One Quicksilver → $63.14
- Citi Double Cash &arr; $429.55
- Total → $1,707.36
The Chase Freedom Flex was clearly my money-maker this year, netting me just over seven hundred dollars. That’s because the signup bonus was earning 5% on groceries for the first year (up to a certain amount - which I didn’t reach).
My Citi Double Cash card came in second place earning over four hundred dollars. That’s my go-to card when another card doesn’t earn something special. The Double Cash, as you’re probably aware, “effectively” earns 2% cash back on everything.
- Robinhood → $46.65
- WeBull → $2.19
- Worthy Bonds → $3.64
- Credit Union Interest → $86.76
- Ally Interest → $123.94
- Total → $263.18
Interest-Bearing means anything that I may receive a 1099-INT or 1099-DIV for. Otherwards - bank account interest and dividends.
My local credit union has been paying 6% interest on amounts up to $500 for almost three years now. Since my wife and I both have accounts, we’re getting that 6% interest on $1,000 - meaning we earn at least sixty dollars together. Coupled with other incentives, that pushed us to the eighty-six we did earn.
The Ally “high-interest” account has dropped down to half a percent. Not quite so “high interest” anymore.
Worthy Bonds does pay a decent 5%, but they’re “junk bonds” (although they are secured) and there’s not an unlimited supply of them. Right now, I can’t buy any more even if I wanted to.
- Merch by Amazon → $1,492.16
- Kindle Direct Publishing → $0.00
- Redbubble → $86.03
- TeePublic → $107.25
- Total → $1,685.44
Merch by Amazon is my money maker here earning almost fifteen hundred bucks. Combined with my Redbubble and TeePublic I’ve made almost seventeen hundred bucks.
I have three books published on Amazon - The Adventures of Princess, The Adventures of Niko, and 100 Sudoku Puzzles. Nobody ever buys them though, so that’s why my Kindle Direct Publishing amount is zero.
- Amazon Associates → $734.41
- Google AdSense → $1030.90
- WeBull Bonuses & Referrals → $84.43
- Robinhood Referrals → $38.67
- Total → $1,888.41
My blog is finally making some money.
My Amazon Associates account is still making decent money thanks to this Dorco post I made over two years ago.
Google AdSense is making not quite $100 a month. $100 is the payout threshold, so I’ve received a payout almost every month this year.
The WeBull and Robinhood bonuses are paid in stock - so the value might be different now than when it was earned.
- BlockFi → $89.27*
- Coinbase → $109.73*
- Total → $199.00
My BlockFi earnings is pure interest. It’s paid in the cryptocurrency I’ve invested in - I’ve only converted it to dollar amounts here to make comparisons easier.
Coinbase, howerever, is split between three types of earnings: Coinbase Earn, where I earn by taking courses on Coinbase, Coinbase Interest, where I earn by staking certain coins, and Coinbase Referrals, where I earn when someone signs up to Coinbase using my referral link. Breaking them down, the three types earned each:
- Coinbase Earn → $60.58
- Coinbase Interest → $9.12
- Coinbase Referrals → $40.03
- Clinical Study → $890
- GM Settlement → $97.43
- Chipotle Settlement → $4.00
- Valvoline Rebate → $10.00
- Michelin Rebate → $70.00
- Receipt Hog → $40.00
- Mechanical Turk → $5.01
- Total → $1,116.44
Here is a clinical study my daughter is in, two class-action lawsuits, two rebates, a receipt tracking app, and a couple surveys I did.
- Credit Card Rewards → $1,707.63
- Interest-Bearing Accounts → $263.18
- Print-On-Demand Sites → $1,685.44
- Blogging → $1,888.41
- Cryptocurrency Earnings → $199.00
- Miscellaneous → $1,116.44
- Total → $6,859.83